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Elliott Pratt

Elliott Pratt

Loan Officer | NMLS 12556

With over 40 years in mortgage lending—most of it in the Boston and MetroWest area—I’ve helped generations of families buy and refinance their homes. I’m also licensed in New Hampshire and Rhode Island, supporting buyers across much of New England.

I joined Northpoint Mortgage in early 2025, and it truly feels like coming home. Northpoint is a fantastic company with a strong lineup of loan products, great rates, and a team that knows how to get loans closed.
I’ve specialized in working with first-time homebuyers and take pride in now helping the adult children of past clients. Longevity in this business has its rewards!

I’m available evenings and weekends—because that’s when most homes go under contract—and I’m always happy to talk by call, text, or email.

With four decades of experience, I’ve seen it all, and I’m excited to keep helping more clients achieve their homeownership goals here at Northpoint.


Purchase & Refinance | First Time Home Buyers | Conventional | FHA | VA | USDA | 203k | Jumbo And More!

617-678-4808

47 Constitution Dr Suite 100, Bedford, NH 03110

Licensed in MA, NH, RI



How Much Do You Really Know About Your Credit Score?

How Much Do You Really Know About Your Credit Score?

Are you a credit expert, a wishful thinker, or somewhere in between? Take our short quiz to find out how much you really know about credit! Your credit score is one of the main determining factors for your loan options and mortgage rate- It is very important to have a good understanding of it!

Tools and Resources

Explore a wide range of loan types and when you’re ready to buy or refinance, we’ll find a loan that fits your situation perfectly.

Find out how much you can afford and many more with our interactive mortgage calculator.

Learn everything about home loans and other useful tips to equip yourself for the homebuying journey. 

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Elliott Pratt

Loan Officer | NMLS 12556

NORTHPOINT MORTGAGE, INC. © 2021

ALL RIGHTS RESERVED | NMLS #1515 

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Equal Housing Lender

Northpoint Mortgage Inc. is an Equal Housing Lender. NMLS #1515. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

888-310-7707
198 Charlton Rd
2nd Floor Suite #4
Sturbridge, MA 01566

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