With four years of experience in the mortgage industry, all proudly spent at Northpoint Mortgage, I bring a lifetime of local knowledge and a passion for teaching to every client interaction. I am a lifelong resident of Massachusetts’ North Shore, I grew up in Saugus, spent my college years in Haverhill, and have called Peabody home for the past 36 years with my wonderful wife.

Before joining the mortgage world, I spent 40 years as a dedicated educator. My love for teaching, attention to detail, and comfort with numbers made the transition to mortgage lending a natural fit. Today, I use those same skills to guide clients through one of the most important financial decisions of their lives—buying a home.

I don’t believe in one-size-fits-all solutions. Instead, I focus on understanding each client’s unique situation and matching them with the program that fits them best. My clients especially appreciate the time I take to explain every step of the process, making even the most complex decisions feel manageable and stress-free.

Whether you're a first-time buyer or a seasoned homeowner, I’m here to help you feel confident, informed, and supported throughout your home financing journey.


Purchase & Refinance | First Time Home Buyers | Conventional | FHA | VA | USDA | 203k | Jumbo And More!