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Streamline Veteran Refinance

Facts about the Interest Rate Reduction Refinance Loan (IRRRL)

  • The VA IRRRL loan is for Veterans that have a current VA mortgage and it offers them the opportunity to reduce their rate and or term of their loan with little to no money out of pocket.


  • No Appraisal is required on a IRRRL and reduced documentation to streamline the process.


  • IRRRL loans have a reduced VA Funding Fee of .5%.


  • You do not need to be occupying the home currently you only need to certify you did occupy the home previously. Unlike when you purchased you had to occupy the home.


  • Northpoint underwrites VA IRRRL loans in house and has the ability to close these in under 30 days.


IRRRL Free Consultation

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