Not everyone fits the mold of a traditional mortgage borrower. That’s where Non-QM (Non-Qualified Mortgage) loans come in. Designed for those with non-traditional income—like self-employed individuals, investors, or high-net-worth borrowers—Non-QM loans offer flexible qualification options using bank statements, assets, or rental income. They’re a smart alternative for financially sound borrowers who need a different approach to home financing.

Spring’s longer days and warmer weather provide ideal conditions to tackle those home improvements you’ve been thinking about all winter. Whether you're looking to add value before selling, prep your home for summer entertaining, or just make it a more enjoyable place to be, here are a few budget-friendly DIY projects to get you started.

As a real estate professional, you’re dedicated to guiding your clients through one of the most significant decisions of their lives. However, sometimes the biggest obstacles aren’t the price or the inventory—they’re the misconceptions about mortgage financing that can stall deals before they even get started. At Northpoint Mortgage, we’ve seen too many great deals fall apart—or never even get started—because of outdated or incorrect information.