You Have Options

Conventional Loans

Looking for a loan program for your primary residence, second home or investment property? A conventional loan may be a great option for you. Find out what Northpoint Mortgage can do for your particular scenario.

A conventional loan is typically insured by Fannie Mae or Freddie Mac, therefore, the interest rates on these products are very competitive. Down payments range from 3% and higher. The larger the down payment, combined with excellent credit will most likely allow for a lower interest rate compared to a borrower with a less than excellent credit history and a lower down payment. A conventional loan may still be a good choice for you even if you have less than perfect credit. The terms on a conventional loan vary from a 10yr fixed to a 30yr fixed along with a number of ARM products (adjustable rate mortgage). Please feel free to contact us today so that we may help you find the best options for your home financing needs!