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Team Richards

Team Richards

Thank you for visiting our page!

We are a team built on family and it is our mission to make you feel welcomed into our family. In pursuit of this mission, we strive to make the process as smooth and stress-free as possible. We do this through honesty, communication, transparency, and responsiveness. We are always here to answer any questions and help in anyway, anytime.

We're a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage programs, and we are dedicated to finding the right loan-with the competitive rates, terms and costs-to meet your unique needs, but that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports to assure that you always know the status of your loan and know what to expect next.

Our team has over 30 years of experience throughout New England and Florida. We are proud to say that we have helped over 5000 families finance their homes. Contact us now and put our experience to work for you.


Purchase & Refinance | First Time Home Buyers | Conventional | FHA | VA | USDA | 203k | Jumbo And More!

Doug Richards

Doug Richards

Regional Sales Director | NMLS 22645

508-335-9510

204 Turnpike Rd,
Westborough, MA 01581

Licensed in CT, FL, MA, ME, NH, RI, SC

Ryan Richards

Ryan Richards

Sr. Loan Officer | NMLS 1987735

508-507-1060

204 Turnpike Rd,
Westborough, MA 01581

Licensed in MA, NH, RI, FL, NC, PA, CT

How Much Do You Really Know About Your Credit Score?

How Much Do You Really Know About Your Credit Score?

Are you a credit expert, a wishful thinker, or somewhere in between? Take our short quiz to find out how much you really know about credit! Your credit score is one of the main determining factors for your loan options and mortgage rate- It is very important to have a good understanding of it!

Tools and Resources

Explore a wide range of loan types and when you’re ready to buy or refinance, we’ll find a loan that fits your situation perfectly.

Find out how much you can afford and many more with our interactive mortgage calculator.

Learn everything about home loans and other useful tips to equip yourself for the homebuying journey. 

What people are saying

Ryan worked tirelessly to find a refinance program that fit my needs. He was readily available to answer and questions I had, and made sure I was prepared for every step of the way. Whether you are purchasing or refinancing, I cannot recommend Ryan enough. I am extremely pleased client.

- Louis B.

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NORTHPOINT MORTGAGE, INC. © 2021

ALL RIGHTS RESERVED | NMLS #1515 

888-310-7707
198 Charlton Rd
2nd Floor Suite #4
Sturbridge, MA 01566

Northpoint Mortgage Inc. is an Equal Housing Lender. NMLS #1515. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

Doug Richards

Doug Richards

Regional Sales Director | NMLS 22645

Ryan Richards

Ryan Richards

Sr. Loan Officer | NMLS 1987735

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