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Team Richards

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Thank you for visiting our page!

We are a team built on family and it is our mission to make you feel welcomed into our family. In pursuit of this mission, we strive to make the process as smooth and stress-free as possible. We do this through honesty, communication, transparency, and responsiveness. We are always here to answer any questions and help in anyway, anytime.

We're a full-service mortgage lender with an experienced staff offering expertise in every area of mortgage lending. We have access to a full range of mortgage programs, and we are dedicated to finding the right loan-with the competitive rates, terms and costs-to meet your unique needs, but that's just the beginning of our service. Throughout the lending process, we provide regular loan updates and progress reports to assure that you always know the status of your loan and know what to expect next.

Our team has over 30 years of experience throughout New England and Florida. We are proud to say that we have helped over 5000 families finance their homes. Contact us now and put our experience to work for you.


Purchase & Refinance | First Time Home Buyers | Conventional | FHA | VA | USDA | 203k | Jumbo And More!

Doug Richards
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Doug Richards

Ryan Richards

Trent Cooley

Sr. Loan Officer | NMLS 1987735

Regional Sales Director | NMLS 22645

Loan Officer/ Loan Officer Assistant

NMLS 2063249

508-335-9510

508-507-1060

781-401-0329

204 Turnpike Rd,
Westborough, MA 01581

204 Turnpike Rd,
Westborough, MA 01581

47 Constitution Dr Suite 100, Bedford, NH 03110

Licensed in CT, FL, MA, ME, NH, RI, SC

Licensed in MA, CT, FL, NC, NH, PA, RI, ME

Licensed in NH, MA, CT, NC

Paying by Phone

How Much Do You Really Know About Your Credit Score?

Are you a credit expert, a wishful thinker, or somewhere in between? Take our short quiz to find out how much you really know about credit! Your credit score is one of the main determining factors for your loan options and mortgage rate- It is very important to have a good understanding of it!

Tools and Resources

Explore a wide range of loan types and when you’re ready to buy or refinance, we’ll find a loan that fits your situation perfectly.

Find out how much you can afford and many more with our interactive mortgage calculator.

Learn everything about home loans and other useful tips to equip yourself for the homebuying journey. 

Check Out Our Recent Blogs

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Team Richards

NORTHPOINT MORTGAGE, INC. © 2025

ALL RIGHTS RESERVED | NMLS #1515 

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Equal Housing Lender

Northpoint Mortgage Inc. is an Equal Housing Lender. NMLS #1515. Interest rates and products are subject to change without notice and may or may not be available at the time of loan commitment or lock-in. Borrowers must qualify at closing for all benefits.

888-310-7707
198 Charlton Rd
2nd Floor Suite #4
Sturbridge, MA 01566

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