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Northpoint Blog
Explore expert mortgage tips, market insights, and homeownership advice on the Northpoint Blog—your go-to resource for smarter home financing decisions.
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Gifting a Down Payment: How Loved Ones Can Help Buy a Home
This holiday, help loved ones achieve homeownership with a down payment gift! Learn how it works, rules, and tax tips.
Nov 19, 20243 min read


VA Loans Explained: A Guide for Veterans and Military Families
VA loans offer veterans and military families no down payment, no PMI, and competitive rates. Learn how Northpoint Mortgage can help you.
Nov 6, 20243 min read


5 Tips to Help You Save for a House
Saving for a home? Set goals, automate savings, cut expenses, and explore assistance programs. Start now with Northpoint Mortgage!
Oct 30, 20244 min read


How Mortgage Rates Are Determined: Key Factors Explained
The Fed's rate cut doesn't directly lower mortgage rates but affects market expectations. Learn how this impacts your mortgage.
Oct 15, 20243 min read


Protecting Yourself from Wire Fraud When Buying a Home
Protect yourself from wire fraud when buying a home: verify wire instructions by phone, avoid last-minute changes, and trust your instincts!
Oct 1, 20244 min read


Home Maintenance Hacks: How to Keep Your Property in Prime Condition
Remember the excitement of buying your first home? Everything was pristine, the paint was fresh, and the daunting list of maintenance...
Sep 17, 20244 min read


Case Study: Reviving a Stalled Renovation Loan - Creative Solutions to Get Back on Track
Discover how a stalled renovation loan was rescued with out-of-the-box thinking and hands-on support from the in-house Renovation Manager.
Sep 4, 20243 min read


Debt-to-Income Ratio: Understanding Its Impact on Your Mortgage Application
When applying for a mortgage, one of the key factors lenders consider is your Debt-to-Income (DTI) ratio.
Aug 20, 20243 min read


When is the Right Time to Refinance?
With all the talk in the news of rates coming down, you may be curious about when to refinance, how much you can save, or what other...
Aug 6, 20243 min read
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