For many families, choosing a new home isn’t just about square footage or curb appeal, it’s about setting their kids up for long-term success. If you’re considering a move to be in a better school district, you’re not alone. School quality is one of the top reasons families relocate. But while it can be a smart investment in your child’s future, there’s a lot more to consider than test scores and rankings.

Not everyone fits the mold of a traditional mortgage borrower. That’s where Non-QM (Non-Qualified Mortgage) loans come in. Designed for those with non-traditional income—like self-employed individuals, investors, or high-net-worth borrowers—Non-QM loans offer flexible qualification options using bank statements, assets, or rental income. They’re a smart alternative for financially sound borrowers who need a different approach to home financing.

Wondering how long it takes to buy a home? Learn the steps & get tips to speed up your homebuying journey!

Spring homebuying is competitive, but with the right prep, you can win the keys! Get pre-approved, stay flexible, and move fast.

Saving for a home? Set goals, automate savings, cut expenses, and explore assistance programs. Start now with Northpoint Mortgage!

The Fed's rate cut doesn't directly lower mortgage rates but affects market expectations. Learn how this impacts your mortgage.

Buying a home, particularly for first-time buyers, can feel like navigating a maze of emotions and decisions. The excitement of finding...

Discover how Private Mortgage Insurance (PMI) can help you buy a home with less than a 20% down payment.

Understand the power of pre-qualification, pre-approval & Northpoint's Underwriter Certificate for a smoother process.

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You might already know that you’re ready for a new home... but something inside of you is keeping you from pulling the trigger and making...