Not everyone fits the mold of a traditional mortgage borrower. That’s where Non-QM (Non-Qualified Mortgage) loans come in. Designed for those with non-traditional income—like self-employed individuals, investors, or high-net-worth borrowers—Non-QM loans offer flexible qualification options using bank statements, assets, or rental income. They’re a smart alternative for financially sound borrowers who need a different approach to home financing.

This holiday, help loved ones achieve homeownership with a down payment gift! Learn how it works, rules, and tax tips.

VA loans offer veterans and military families no down payment, no PMI, and competitive rates. Learn how Northpoint Mortgage can help you.

The Fed's rate cut doesn't directly lower mortgage rates but affects market expectations. Learn how this impacts your mortgage.

Discover how a stalled renovation loan was rescued with out-of-the-box thinking and hands-on support from the in-house Renovation Manager.

Let’s face it, with today’s home prices we’re all used to having to compromise on a few wish list items in our house hunts. Granite...

No industry loves their jargon and acronyms more than the mortgage industry. Picture this: you're sitting across from your mortgage...

Finding the right mortgage should be a straightforward process, but there are often so many choices it can quickly become overwhelming....

How to buy a house with $0 down: First-Time Home Buyer Saving for a down payment on a home can be difficult! Many homebuyers aren’t sure...

For many homebuyers, putting a down payment on a home can be one of the greatest obstacles of the buying process. For this reason,...

Taking the steps towards homeownership is a journey that most people dream about. While the idea of having to save 20% for a down payment...